Everything you worked out across Parts A, B, and C — side by side, in one place. This is what financial literacy looks like when it is about your actual life.
Complete Parts A, B, and C to see your full picture here.
↓ Download Full Summary Workbook (PDF)At Colorado minimum wage ($14.42/hour), here is what your numbers mean in terms of actual work time.
| Hours to cover Part A (your personal spending) per month | — |
| Hours to cover Part C (family expenses) per month | — |
| Total hours per month to sustain your life | — |
| Weeks of full-time work (40 hrs/wk) per month | — |
| Annual hours needed at minimum wage | — |
If you had to earn your entire cost of living at minimum wage starting today, you would need to work essentially full-time just to break even — before saving anything, before emergencies, before building toward anything.
This is why preparation matters. The skills in this lesson — knowing how funding decisions get made, how to show up prepared, how to write the email — translate directly into economic mobility.
You have now mapped the finances of one life — yours. Housing, food, health, education, movement, the things people spend on you and why. Your city runs the same calculation. Money coming in. Money going out. And a gap when the second is larger than the first.
Every week, El Paso County holds public meetings where funding decisions get made for organizations serving the most vulnerable people in this city. Go to bocc.elpasoco.com and find the most recent CDAC meeting minutes. Look at one line item for a social services organization. The difference between what they requested and what they received — that is the number.
The Community Development Advisory Committee meets the 3rd Wednesday of every month at 12:30 PM, 9 E. Vermijo Ave. It allocates federal CDBG dollars to organizations that serve the people who need the services in this lesson. No application required to attend. Your presence is a civic credential the moment you walk in.